Recent content by ChiDO

  1. ChiDO

    Syndicator machines (passiveincomeMD) targeting physicians

    I think there would be a mass exodus from the site when that happens. WCI used to come in this website occasionally.. I couldn't @ his usual tag 🤷
  2. ChiDO

    How technically competent do you expect a sub-I to be?

    It's important to show growth (in knowledge and skills) during your rotations.
  3. ChiDO

    Net Worth at age 55

    What campaigning? Trump is going to be stuck in a New York courtroom and Biden will be locked in the basement of the White House.
  4. ChiDO

    Net Worth at age 55

    The polls state the economy is "bad" under Biden. The economy and immigration are top concerns for voters. If the election is today, Biden is toast. "Only 22% of Black Americans, 13% of Hispanics, and 18% of young adults believe that they are better off financially today than they were a year...
  5. ChiDO

    Net Worth at age 55

    I use personal capital. Does a decent job to give a snapshot of what I need to see. We don't budget. We just spend when we have to and when we want something bigger, we have a discussion and decide what to do. But life is expensive and getting more so. I just ordered door dash for office lunch...
  6. ChiDO

    Forget how much to retire, WHERE to retire

    I thought Reno would have been a cool place to practice, but one of the Reno private practice ortho groups is/was anti DO when I was on the interview trail. The secretary emailed me and said that I couldn't be hired because I had to be board certified by the MD board only (my DO board...
  7. ChiDO

    Is credit card churning worth the hassle

    Chase sapphire reserve for travel and restaurants Chase freedom for everyday (transfer points to CSR) Costco visa for gas Amex blue preferred for groceries (6%) Amazon for Amazon
  8. ChiDO

    Full ride 8-year bsmd or full ride undergrad?

    A Your 35 yo debt free, stress free self will thank you
  9. ChiDO

    Net Worth at age 55

    Vanguard ran a projection for me and said when my wife hits 100 yo, we should have anywhere between 250m-900m... 🤣 Guess it's possible with 65+ years or returns. 🤷
  10. ChiDO

    Net Worth at age 55

    I'd like to able to FIRE from medicine at 50 if necessary (or phone it in and become an employed Dr and do the minimal). Currently <40, on pace.
  11. ChiDO

    Love my Job - BUT VHCOL making it Extremely Tough!!

    I love looking at real estate in San Francisco or random ritzy areas like Naples, FL. $80m 5k sqft house, $3m 1200 Sq ft house, $1m 600sq ft shack... It's insanity. Move to flyover country or Arizona or Texas , make the same or more and expenses are 80% cheaper.
  12. ChiDO

    According to the data, ortho actually seems to have a pretty good lifestyle, in spite of what people on SDN say

    Depends. I'm in private practice and I hustled hard before we had kids. I took 200 days of call from my partners. Took home an extra $200k because of it and established my practice early. I work hard but do get done earlier in the day with efficiency. That depends on your skill and the...
  13. ChiDO

    Thoughts on I Bonds. Buy now or wait for rate adjustment?

    I sold my bonds from last year and just bought new ones this month.
  14. ChiDO

    Stock, the economy and the Fed for 2023

    Vacationing is expensive. 1 week in Disney is $10-20k in 2022. Help grandkids private school, help subsidize vacations, help with down payments, weddings, ect.
  15. ChiDO

    Stock, the economy and the Fed for 2023

    DFA funds are typically harder for novice investors to get into and understand. Thus, again, dump money into the us stock index fund of your choosing at one of the big brokerages.
Top