Recent content by cincincyreds

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    Financial Advise Starting as a PGY-1

    Take the free money in the 401, but figure out which one is free from creidtors if your hospital goes out of business. Personally when you leave I would roll it over into a roth ira. After taking the free money then fund the roth ira. Max the HSA, money goes in tax free, grows tax free, and...
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    DEI is ruining UCLA. Seems the DEI pendulum swings too far the wrong way.

    Believe it or not merit matters. Without merit in medicine there will be sadly many dead bodies.
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    Net Worth at age 55

    The issue the world is facing comes down to 4 problems. We are using 1.5 earths of resources. Microplastics are killing us. Climate change is disruptive, just look at the cost of insuring a house in Flordia or California. And I believe the big one is the world is not having enough children...
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    Medical Student on the Spectrum

    Medicine is very clicky. We interview people and prefer to take people we like ultimately. We had someone in our residency program who had very high board scores. Someone knew him from the medical school he came from and told our director not to take him. Ultimately this person was lazy...
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    Disciplinary Hold

    #1 thing is to never donate one penny to this University ever.
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    Low stats applying early decision?

    You should look at the average MCAT and GPA for this school as this is criteria they initially use for acceptances. It used to be you hurt your chances of getting in if you don't get in early decision since it delayed your application for regular decision. You should look into DO schools as...
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    Syndicator machines (passiveincomeMD) targeting physicians

    I just do my age in TIPS bonds and the rest in the total stock market. And I max my 401ks and iras and roth them. I've cut back my hours greatly over the last 15 years now down to 3 days a week. When I started working I was doing 6 to 7. I agree these real estate things have too many moving...
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    MOCA safety

    For the cme for MOCA safety which unit would be most efficient to do for the 20 points that is needed?
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    Stock, the economy and the Fed for 2023

    You gave me a good idea. My paper i bonds that have been open for more than 5 years I should probably cash out and put into 10 year TIPS sounds like a great idea. I'm just so petrified of losing these paper i bonds. Also with real yields getting to 2% on 10 year TIPS this might be a good time...
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    WAMC and School List Help

    It would be criminal if you didn't get into a United States medical school. Just saying.
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    Nonqualified deferred compensation plans

    The risk of the 457 is of the hospital going out of business. It does happen and you end up with nothing. And the same thing the nonqualified plan. If the group you are working for goes out of business you are out that money. These things were designed for executives to play games and they...
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    40 hour weeks

    Nice. If I had the choice I would go with 4 10 hours shifts. That free day is huge. Plus you save commute time
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    Cooperman Barnabas vs NAPA

    People really stay until 8pm for $200/hr these days?? Seriously??
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    SVB

    I remember in 08' when Washington Mutual went under. I had 5% CDs at the time and if I remember another bank took over and basically I lost out on the guaranteed 5%. I just told them to send me a check.
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    What is so bad about Caribbean Medical Schools?

    It's a setup for failure. The match rate into a residency is very low. And now with Step 1 being a pass fail exam it is gonna be even tougher to secure a residency spot. Also there are more US med schools now which will make it even harder to match from an offshore medical school. My advice...
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