Recent content by Red Beard

1) applied for discharge April 8, official notification late June 2) psychiatry 3) I chose the route that I thought would be most professionally satisfying and sustainable to me while still getting the loans dealt with. Thankful that the PSLF program allowed me to do that. I could have made...

Kind of depends on your values. In my opinion, if the loans can be dealt with in under 4 years or so with minimal hardship, then its worth pursuing that in order to have maximum career flexibility sooner. If I were you I'd do a mix of option 1 and 2, making sure that I always have the...

You have to work whatever your organization considers full time, and they have to sign your ECF saying so. My organization's HR considers 0.8-1.0 FTE "full time" for physicians, generally meaning that they give fulltime benefits at that FTE. I also had that "full time" designation written into...

>$440k principle + accrued interest

I work for a PSLF qualifying telepsych program, just had my loans forgiven a couple of months ago. We do ED and hospital consults with an in-house telehealth team as part of a large non-profit health system. Basically, hospitals in the system pay us a yearly fee to provide consultation...

Thanks, appreciate the links

I've been doing full time ER and hospital telepsychiatry consultation for a large non-profit health system for a little over 2 years. We work 12 hour shifts 7am-7pm on a variable schedule, and cover many hospitals over a 4 state region. Its been great having so many days off and being able to...

PSLF does present some limitations in terms of where you can work and how you work. That being said, having a large debt to service also puts limitations on you...you have to work a lot and make a lot more money! I suggest getting on a PSLF qualifying payment plan ASAP and paying that payment...

Most residents at academic programs will be employed by either the state, the medical school (mostly non-profit,) or the hospital (mostly 501c3 non-profit,) and thus most residents qualify for PSLF. There are also community programs at non-profit hospitals where the residents are direct...

I estimate I paid around $100k on the loans since finishing medical school.

As the title says, after 11 years of participation, I've just had my $470k principle + interest student loans discharged through Public Service Loan Forgiveness. Some details of my situation: -Had about $220k principle and interest at medical school graduation in 2010. All federal loans...

Thanks for that info, particularly the part about the cap on social security contributions.

Its been a LOOOOOONG time since I've posted here, hoping some out in the workforce could give some input. I have been a full time salaried psychiatrist for about 6 years in academia/private non-profit institutions. I am looking at doing some side work for a private, for-profit clinic in CA...

Taking a patient from floridly manic, disorganized, not making a lick of sense, to being able to hold a conversation in a week's time is pretty satisfying. Watching catatonia resolve over the course of hours is pretty satisfying. Coming in and working along side/interacting with a fun group of...

Perhaps not great to assist sleep onset, but a parsimonious choice for possible reduction of alcohol craving and maybe improvement of that early morning alcohol withdrawal related sleep disruption. Would shoot for around 1800mg total daily dose, (like 300-300-900.) I would also screen for OSA.