Recent content by IWillChangeHC

Agree with above. We need more info. Are you going to pay off debt or just make a small ding. I get the state residency perspective. The experience point is moot.

Part 2: You are broke? Here's your Roadmap As you will recall, we are breaking down this series into three parts: I.) Creating your Objective(s) as seen in the first post II.) A Financial Plan III.) Financial Plans in action (next post). This is my gift to you. You'll notice the term...

Sorry for not responding sooner, been out of town on business. You are correct. Missing any form of student loan payment can be detrimental. My only gripe with the academic system is the lack of educating the scope of taking out educational loans. This is especially the case with the Medical...

The story of Dr. Michelle Bisutti is one that all healthcare students should be required to read. Like a disclaimer, we should make it mandatory for all students to read before signing any educational loan. Her story can be read here. Condensed version: Dr. Bisutti is a Family practitioner...

Stole the words right out my mouth. Most index funds (passive) as I assume the other poster is a Boglehead are heavily vested in Apple stock. Look this company is not going anywhere anytime soon. Would I invest in it? No, there are other good plays out there. That said, I do have...

Look, I get your logic and your desire. I really do. It makes a lot of sense and I applaud your fiscal ingenuity. Most of your colleagues do not think this way. BUT.... You're taking on too much additional risk with the mortgage. There are too many unknown factors: will you be able to rent...

See the sig

If memory serves me correct, it's a Seinfeld episode. Sorry to hear this OP. I think the Resident was just joking. Nevertheless quite an unprofessional thing for an interview. As others have said, chalk it up to experience. I would come out of that confident. Pretty girls win in all...

Both parties have a similar interest in publication. OP don't overthink it, just be transparent with PI. Hell, when I was in the sciences, I told my PI I would help support the lab in terms of grunt work, but was interested in business and would get an MBA. He supported me and eventually I...

Most of those programs are taken by members to achieve education credits for certification. If memory serves me correctly, the ACPE offers a CME certification. I would express I interest to your executive leadership and see if they would suggest this program. I'm curious to hear from others...

Any Mid-levels willing to share their budgets i.e. Gross Pay - Fixed Costs (line items) - Variable Costs (line items). I'm curious what the average mid-level's budget looks like. I realize a lot of this material is sensitive, but I believe transparency helps build best practices for saving...

I would think declining reimbursement positioned him out of the business, but overhead? Were you driving a Porsche 9ff making calls?

Great answers here. Realize though there is risk even associated with pension plans as Blue Dog alluded to, which is why nothing substitutes smart personal finance habits: investing strategies such as diversification, concept of time value of money and a good asset allocation plan, minimizing...

This has been an interesting theme and I have seen it on several posts among many future physicians/healthcare professionals, a certain penchant for their future predicament. I assure you my sentiments remain the same as you, as a non-provider. Yet, one has to ask what a strike would achieve...

+5% Hopefully more since I hold SPY.