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- Jan 17, 2018
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Seeking some input since I feel conflicted between 2 job offers.
Both are in the same city (VHCOL). Lots of details in the compensation package but to put it briefly:
One is outpatient, M-F 32 hours direct pt care/wk, 30 min follow up and 60 min new eval, $290k salary with salary increases annually (estimated to be ~$385k in 4 years), many great benefits if i stay long term such as K1 from W2 after 3-4 years (would help with tax burden), 18 days PTO, and qualifies for PSLF.
The other is inpatient which is the setting I much highly prefer, M-F leave when done rounding (I would estimate 4-6 hrs/day), $350-400k salary, 12-15 pts/day (will always be W2 and be in a higher tax bracket), up to 30 days PTO but it seemed like it's contingent on being able to find coverage, but does NOT qualify for PSLF.
I currently have >$350k in medical school loans with 5 years of credit for PSLF already.
Economically, it makes more sense to do the outpatient job, but doing outpatient does not excite me.
Work, life, balance would be much better with the inpatient job but I would have to pay back my loans and pay higher taxes.
Anyone been in this situation and care to chime in?
Thanks!
Both are in the same city (VHCOL). Lots of details in the compensation package but to put it briefly:
One is outpatient, M-F 32 hours direct pt care/wk, 30 min follow up and 60 min new eval, $290k salary with salary increases annually (estimated to be ~$385k in 4 years), many great benefits if i stay long term such as K1 from W2 after 3-4 years (would help with tax burden), 18 days PTO, and qualifies for PSLF.
The other is inpatient which is the setting I much highly prefer, M-F leave when done rounding (I would estimate 4-6 hrs/day), $350-400k salary, 12-15 pts/day (will always be W2 and be in a higher tax bracket), up to 30 days PTO but it seemed like it's contingent on being able to find coverage, but does NOT qualify for PSLF.
I currently have >$350k in medical school loans with 5 years of credit for PSLF already.
Economically, it makes more sense to do the outpatient job, but doing outpatient does not excite me.
Work, life, balance would be much better with the inpatient job but I would have to pay back my loans and pay higher taxes.
Anyone been in this situation and care to chime in?
Thanks!
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