Timothy Ulbrich, Pharm.D. is an associate professor of pharmacy practice and associate dean at Northeast Ohio Medical University College of Pharmacy. He lives in Rootstown, OH with his wife Jess and three boys Samuel, Everett and Levi. After paying off over $200,000 in non-mortgage debt, he is motivated to empower health professions students to take control of their financial future. He is the author of the blog Your Financial Pharmacist and The Path to Debt Free: An E-Guide for Pharmacists. You can follow him on Twitter (@FinancialRPh) and Facebook at www.facebook.com/yourfinancialpharmacist.